TREASURE ISLAND COMMUNITY IMPROVEMENT:
Flooding in Treasure Island can be caused by heavy rainfall that occurs in short periods of time, as is common during summer thunderstorms, and by tidal surges that accompany coastal storms, tropical storms and hurricanes. Because of the City’s low land elevations and proximity to the Gulf of Mexico, the flood threat is significant. The
Community Rating System Annual Report – 2012 is available here.
Hurricane tidal surges are the Treasure Island's greatest threat and can cause flooding up to 24 hours before the eye of the storm reaches the coast.
The potential for flood losses in Treasure Island always exists when tropical storms and hurricanes hit the area. Some storms, such as the No-Name Storm in March 1993 produced coastal flooding that resulted in significant property damage. Residents need to respect this hazard and be prepared to deal with it accordingly.
|Wind speed 74-95mph
|Wind speed 96-110mph
|Wind speed 111-129mph
|Wind speed 130-156mph
|Wind speed +157mph
FEMA has identified the entire City of Treasure Island as a Special Flood Hazard Area on the Flood Insurance Rate Maps.
These maps establish base flood elevations for development within these areas with the lowest permitted habitable flood levels ranging from 10 to 15 feet above sea level.
Click here for a printable HURRICANE WIND SCALE
| Flood Insurance Rate Maps
The most recent Flood Insurance Rate Map for Treasure Island went into effect in 2003. If you think the flood zone identified by your insurance agent is in question, please contact Treasure Island at 727-547-4575, ext. 239
The City of Treasure Island is the community’s primary source of information regarding Flood Insurance Rate Maps.
Since all of Treasure Island is in a Special Flood Hazard Area, it is important to know the base flood elevation of the property and the flood insurance purchase requirements, if applicable.
Please contact the City of Treasure Island at the above phone number if you have questions regarding the Flood Insurance Rate Maps.
The City also has copies of the elevation certificates for many of structures in the community.
If you need such a certificate, please contact the City to determine if one is on file.
We have begun to post Elevation Certificates on this site.
Click here to see if your area is online.
For many people, their home and its contents represent their greatest investment. Property losses due to flooding are not covered under most standard homeowner insurance policies.
You can protect your home and its contents with flood insurance through the National Flood Insurance Program.
The NFIP is a federal program established by Congress in 1968 that enables property owners to buy flood insurance at reasonable rates in participating communities. In return, participating communities carry out flood management measures designed to protect life and property from future flooding. The Federal Emergency Management Agency (FEMA) through its Federal Insurance Administration administers the NFIP.
Flood insurance is required for properties in the Special Flood Hazard Area in the City of Treasure Island for any federally backed mortgage.
The amount of flood insurance that was available through the NFIP as of April 2006 is as follows:
|All other residential
National Flood Insurance Program (NFIP) policies issued or renewed for properties in the Special Flood Hazard Areas of Treasure Island receive a 20% premium discount.
According to the Federal Emergency Management Agency (FEMA),
this discount is the result of the City’s qualifying as Class 6 in the NFIP Flood Insurance Program’s Community Rating System.
The City has achieved this rating through activities such as maintenance of drainage facilities, regulation of stormwater discharge and distribution of this information as part of the Community Outreach Program.
|Printable Treasure Island Flood Facts Mailer
To find out more about flood insurance for your property and its contents, contact your insurance agent. There is usually a waiting period before a flood insurance policy takes effect, so don’t wait until a storm threatens before you secure the flood insurance you need.
CONTACT COMMUNITY DEVELOPMENT DIRECTOR PAULA COHEN ABOUT THE NFIP email@example.com
or call 727-547-4575 ext. 239
Any development requires a permit from the City’s Building Department which ensures that all development meets the flood regulations.
- Such regulations include minimum elevations of living floor areas, flood proofing of certain construction, limitations on placement of fill, and limitations on substantial improvements, additions, and reconstruction.
Following NFIP standards, the City mandates that:
- If the cost of any reconstruction, rehabilitation, or addition or other improvements to a building equals or exceeds 50% of the building’s depreciated value, then such work is considered a substantial improvement. The existing building is then required to meet the same standards as a new building.
The NFIP standards relating to substantial improvement are enforced through the development and building permitting process.
- Applicants for remodeling or repair of "nonconforming” structures (i.e. buildings which are not elevated to or above the base flood elevation) are required to submit a cost estimate of the improvement and, if necessary, an appraised value of the existing structure, to determine if the work constitutes a substantial improvement.
- This means that the older non-conforming properties in the City will eventually come into NFIP compliance and be protected from potential flood damage.
The City’s permitting review process is a necessary component of its participation in the NFIP, making flood insurance available to those who want to protect their property from flood damage.
Development that occurs without City permits threatens the City’s continued participation in the NFIP and the ability for residents to obtain flood insurance.
If you see development occurring without permits, protect your rights and immediately contact the City at (727) 547-4575 ext. 239
CHOOSING A CONTRACTOR
Under Florida law SB 80, e-mail addresses are public records. If you do not want your e-mail address released in response to a public-records request, do not send electronic mail to this entity. Instead contact by phone or in writing.
FLOOD PROTECTION LINKS
Home Builders Guide to Coastal Contruction
Wind Retrofit Guide for Residential Buildings
Home Elevation - A Reliable Flood-Proofing Option
Ways to protect your home from flooding
FEMA Map Service Center
FLOOD SAFETY - Before, During and After
Recovering from a disaster
Information about Flood Insurance
FEMA’s Homeowner’s Guide to Retrofitting
FEMA’s Protecting Building Utilities From Flood Damage
FEMA ‘s Protect Your Property From Flooding
FEMA’s Flooding & Flood Risks: The Cost of Flooding
FEMA’s Protect Your Property or Business from Disaster
Red Cross’s Repairing Your Flooded Home
FEMA’s Flood Insurance: Information for Homeowners and Renters
FORTIFY YOUR HOME
Windows Media Videos
nA Tale of Two Houses
Every year, flooding causes more property damage in the United States than any other type of natural disaster. While recent construction practices and regulations have made new homes less prone to flooding many existing structures remain susceptible.
Retrofitting non-compliant buildings is a recommended approach to reduce flooding because the property itself remains subject to flooding while the building is modified to prevent or minimize flooding of habitable space.
There are several approaches to retrofitting:
1. Elevation of the structure above flood protection levels.
2. Construction of barriers (floodwalls, berms)
3. Dry flood proofing (water tight floor and wall systems).
4. Wet flood proofing (construction that allows the entry and passage of flood water and also removing or relocating items of value to higher elevation levels).
IIn the event of pending flood threats, it is always advisable to take the following emergency actions:
1. Elevate furniture above flood levels.
2. Create floodway openings in non-habitable areas such as garage doors.
3. Seal off sewer lines to the dwelling to prevent the backflow of sewer waters.
One reason Treasure Island is recognized for its good floodplain management policies is that the City provides public information regarding flood hazards, flood insurance, flood protection, and mitigation measures designed to correct existing deficiencies in flood prone construction.
The City has adopted Stormwater Management Regulations issued by FEMA and the Florida Department of Community Affairs which require new construction and substantial remodeling to meet stringent standards in order to increase the survivability of structures, reduce the cost of repair and reconstruction after a storm event, and ensure that reasonably priced flood insurance is available.
Drainage System Maintenance
The City continues to improve and maintain its stormwater management system. This has reduced the amount and duration of road and yard flooding during the rainy season. There are many thing a homeowner can do to reduce water runoff into Boca Ciega Bay - click here for more. The City routinely inspects and performs maintenance on drainage ditches, catch basins, and culverts that comprise the City’s stormwater drainage system.
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